Employers Required to Provide Maternity Insurance to Female Employees
The city’s human resources and social security bureau drafted a maternity insurance regulation that requires employers to provide maternity insurance for their female employees. The drafted regulation has now been released to the public for opinion.
When passed, employers will be required to pay a monthly premium of 0.5 percent of the average monthly salary of the employee. Though the regulation doesn’t require employees to contribute to the premium. Employees covered by the maternity insurance can get 90 percent of their delivery costs paid by the insurance as long as they have paid six months worth of insurance premium.
The regulation only applies to those women that abide by the one child policy and give birth in Shenzhen. Women that give birth outside Shenzhen with receive compensation of just 2,500 yuan. In the past, medical expenses of pregnant women were covered by health insurance. Added to the regulation is a part that ensures that unemployed wives of an insured husband can claim 2,500 yuan for childbirth as long as the husband has been insured for 12 months.
The insured women can also get a monthly allowance during their maternity leave, amounting to their average salary in the previous year. Allowances can be also claimed monthly or as a one-time payment.
In cases where employers fail to pay for their allowances, female employees can apply at the city’s human resources and social security bureau so they can claim their allowance.