Residents are now Allowed to Purchase Supplementary Health Insurance
A news conference that was held last Monday by the city human resources and social security administration stated that residents are allowed to buy supplementary health insurance in November. The insurance that cost 20 yuan per person a year, reimburse 70 percent of any payments over 10,000 yuan for treating severe diseases. By having the supplementary health insurance means to refund payments after other insurance covers most of the treatment costs.
The city administration says that application will be open for one month, and qualified applicants starts o be covered by late November and there is no maximum limitation on the amount of money to be refunded. This also revealed that 11.9 million residents are qualified insurance holders and based on statistics in August 3 million of these residents health insurance accounts more than 3,632 yuan or around 5 percent more than an average salary. This means that a residents account can automatically cover the insurance fee and for those who have less money have to pay the fee themselves.
According to the civil affairs bureau and the disabled people’s federation pays for the unemployed, disabled and orphan residents. A spokesperson for the social security bureau say that by November, qualified residents can pay for the supplementary health insurance online, text messages or through mobile apps. Payment can also be made through offices found around the city. The bureau is also encouraging companies human resources departments to apply for insurance collectively.
There is a list of drugs that are eligible for the 70 percent of refund recently released and the refund for these drug expenses is capped at 150,000 yuan a year. the list includes a 11 highly effective imported medicines that mainly are used for treating lung cancer, breast cancer and rare diseases.